Financial Services and Wealth Management

About Us:

Through FSC Securities Corporation*, we at Noble Financial Group have access to specialized financial services.

Our goal is to establish a one-on-one relationships with you to develop a tailored approach into a full range of financial products and services that include; 

  • Individual Stocks & Bonds
  • Mutual Funds, Electronic Traded Funds, & Unit Investment Trusts 
  • CD's & Fixed Income Investments
  • Variable, Fixed, Indexed, & Immediate Annuities
  • Variable Life Insurance 
  • IRA's, Roth IRA's, & Rollover's 
  • SEP & SIMPLE Employer to Employee IRA Plans 
  • 401(k), 403(b)/TSA, 501(c)(3)/Non-Profit, & 457/Governmental employee retirement plans
  • Uniform Gifts to Minors, Coverdell Education IRA's & 529 College Savings Plans
  • Estate Planning   
  • and much more...

 *Securities offered through FSC Securities Corporation

Questions to Ask Yourself:

  1. "Do you currently have a written investment plan?"
  2. "Have you identified your long-term financial goals and developed a plan to achieve them?"
  3. "Do you know what you need to earn on your current assets or how much you need to accumulate to provide for your desired quality of retirement?"
  4. "Have you considered the affects of a 4% rate of inflation? Generating a retirement income of $75,000 net of taxes just 15 years from now will require a withdrawal in excess of $159,000."
  5. "If you have a written investment plan, will your current strategy bridge the gap between where you are now and where you want to be?"
  6. "Do you have a dedicated hands-on investment coach who helps you make smart investment choices on a regular basis? Or do you just have people who sell you stuff occasionally? Does the idea of a financial coach appeal to you?"
  7. "Have you ever thought about how smart it would be to develop a written financial road map?"
  8. "Is it possible that one reason you do not have a written financial strategy is that nobody has explained the importance of having one or shown you how to create one?"
  9. "Fewer than 5% of the people in this country are on track to be financially independent by the time they are in their sixties. What about you? Do you know if you are on track or are you part of the 95% that who aren't sure? Wouldn't you like to know?'
  10. "Most people's investments can be described as an assortment of diverse investments, insurance policies and bank accounts that don't work efficiently or effectively together. They've been accumulated at random over many years. Is this how you built your portfolio or did you construct it carefully, according to a plan, so the overall combination of investments work in harmony to achieve your goals?"
  11. "If you were ever going to create a written financial plan, when would be the best time to do it?"
  12. "Have you ever noticed which athletes have coaches? That's right, the best. Have you ever noticed that the wealthy have advisors? Some of the very affluent have financial offices dedicated solely to managing their affairs. Who's helping you chart a course to financial security? Would you like to find out what it's like to have a coach guide you?"

About Risk Tolerance:

The measure of ones adversity to risk is a critical component in designing an investment alloaction portfolio. The worksheet that can be accessed below is therefore a key part of our process. The answers to these questions help us to determine where you fit between the spectrum of conservative to agressive as an investor and ensures that we do not make reconmendations and proposals that are misaligned with your risk profile.

There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss in periods of declining values.

Client Data Worksheets:

Your financial profile is another key measure in our process to make investment allocation and product recomendations. We need to know information like your investment objective(s), annual income, net-worth, liquid assets, tax bracket, and other aspects unique to your individual financial profile so that we can serve you best. The worksheets below are all part of this information gathering process and the client agreement is given to all our clients who open accounts with us.

A crucial first step in determining your financial goals requires one question: How much time do you have?

It is important to match your financial goal with the appropriate time frame. For example; having a short-term goal will require stable investments, whereas with a long-term goal, you have the flexibility to look towards a more aggressive approach which could yield higher potential returns.